Motorcycle Insurance For A Biker’s Protection

2007-03-08 10:33:40

( Insurance )



If you ride your motorcycle without insurance, you are exposed to expenses arising from accidents involving your motorcycle. So before you take your bike onto public roads, make sure that you get the proper motorcycle insurance cover.

Most insurance companies view motorcycles as risky, thus, they prefer not to insure them. And if they underwrite motorcycle insurance, you will be paying more than what you would spend for your car insurance.

You can arrange motorcycle insurance for your own protection through the insurance companies directly, a broker, a motorcycle dealer; sometimes you can buy Honda motorcycle insurance from the manufacturer.

Buying motorcycle insurance directly from an insurance company is a little cheaper than through a broker. You can also try getting an online motorcycle insurance quote. But this can be a time consuming task.

If you don’t have enough time to do so, find a broker that offers products from different motorcycle insurance companies. A good broker will choose the best motorcycle insurance for you.

Some motorcycle dealers act as brokers or have direct links with motorcycle insurance companies. If you are shopping for a bike, you may ask your dealer about the cost of insurance. Large manufacturers also make arrangements with motorcycle insurance companies.

Before insurance companies set rates, they consider the type of motorcycle you are insuring. Insurers charge more for customized bikes, since they are costly to repair when damaged.

A good rider discount, motorcycle rider training course discount, touring cycle discount, and a claim-free renewal discount are some discounts that motorcycle insurance companies offer. Check if you can avail any of these discounts to lower your cost.

If you intend to join in any form of racing, you will need to inform your insurer to get appropriate motorcycle insurance for this purpose. Insurers do not include coverage for racing under a standard motorcycle insurance policy.


All rights Reserved © Tradenet Services srl
Do not duplicate or redistribute in any form.