Corporate Travel Insurance

2007-03-08 10:33:40

( Health )



Itinerant businessmen are well aware of the dangers of constant travel. Contingencies come in varied forms – baggage loss, flight delays, curtailments, and even accidental injury or death, among others, can lead to financial and emotional loss.

If your job involves extensive travel, you need a credible corporate travel insurance to protect you against such eventualities wherever you are.

What is Corporate Travel Insurance?

Travel insurance safeguards against losses incurred while traveling within your own country or elsewhere around the globe.

A basic travel insurance policy will cover the entire duration of a single trip, at a pre-specified destination. Costs may vary according to the destination, the duration of travel, and the desired coverage.

For frequent travelers, a more practical option is the corporate travel insurance, which is a continuous policy that covers multiple trips within a specific time period.

Corporate travel insurance is ideal for businessmen and professionals who repeatedly travel to various national and international locations. This type of policy will cover all your travels within the period of insurance, regardless of the actual number of trips involved.

Annual Holiday Insurance

A popular form of corporate travel insurance is the annual holiday insurance, which extends its coverage to both business-related trips as well as personal vacations.

An annual holiday insurance policy will give you the flexibility to do a little rest and relaxation – perhaps even squeeze in a little out-of-town fun for your entire family – with the assurance of a reliable protection plan.

Holiday insurance policies also offer extra perks such as coverage for children under 18, as well as special inclusions that safeguard against trip-specific injuries.

If you’re planning to take your family skiing, for instance, you may opt for coverage against skiing accidents. If you intend to take a golfing break with some colleagues, then a policy that covers golf-related mishaps may be ideal. These days, most holiday insurance policies cover a wide variety of adventure sports.

Getting Started

If you require more detailed advice, consult your company’s corporate travel insurance manager or counselor.

A person who has a more comprehensive understanding of your travel needs can recommend tailored insurance packages that will safeguard you against a broader range of risks.


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