How to Get Cheap Auto Insurance

2007-03-08 10:33:40

( Insurance )



There are countless ways of saving on auto insurance. However, not many people are aware of these money-saving tips. Usually, we just grab the first cheap car insurance policy that is given to us without much consideration. Below is a list that would help you know how to get cheap auto insurance rates.

Discount on multiple cars

Not many people know that you can get cheap car insurance when insuring at least two cars. Ask your insurance agent for cheap car insurance rates for your succeeding cars. You can also check cheap auto insurance quotes for multiple cars over the Internet. Many insurance agencies will give you discount for taking two or more car insurance policies.

Theft Gadgets

Almost all cars with theft devices are entitled to a discount. It does not matter whether your anti-theft gadget is manually operated or automatic. You should also check if your state offers additional discount for such gadgets as window sketching.

Mileage

Insurance companies also base the price of car policies on mileage. They assign specific prices according to brackets. It would be better if you give a specific figure when an agent asks you the number of miles you drive to work, especially if you are near the cut-off.

Policy Term

You should opt to get a yearly policy instead of a six-month policy because the former is usually more inexpensive. Yearly policies are ideal especially when you are already enjoying a cheap car insurance rate because the rate cannot be altered for twelve months.

Comprehensive Storage Coverage

If you intend to store your car, no matter how long, you can save a lot if you only get a comprehensive coverage for the period you intend to keep your car in storage. It is wise to only pay for inexpensive auto insurance during this time since it would be improbable for your car to get into an accident while in storage.

Organization Membership

Some insurance providers offer cheap auto insurance to owners who are affiliated with certain groups or organizations, such as college sororities, credit unions or even credit cards. Be sure to ask your insurance agent about this.


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