You Can Buy Checks Online

2007-03-08 10:33:40

( Financial )



Credit cards have become one of the most popular forms of payment both online and offline. Today, credit cards have been increasingly prone to identify thefts and fraudulent transactions. As a result, an increasing number of people use personal checks as an alternative way to pay for purchases.

Your bank issues your first set of checks, and reorders are made when you are out of checks. There are two ways to place a checkbook reorder:
One option is to place an order through your local bank. There are a number of check designs that you can choose from, but these designs are limited to what the bank shows you. The second option is to buy checks online, which will give you a wider range of check designs.

The process of buying checks online is somewhat similar to the procedure you follow when you buy software online. The order is placed on your online shopping cart, and paid by online payment, credit card, wire transfer, money order or check. Once the transaction is finalized, the order is sent after a certain period of time.

There some differences when you buy checks online. You need to pick a check design, provide your bank account and routing code numbers. By law, such information is printed on your check for the bank to know which account number subtract the funds from.

There is however some things you should keep in mind when you buy checks online:
Some banks only accept personalized checks from authorized check printing companies. It is therefore essential that your local bank be approached for information on authorized check printing companies before you buy checks online.

Fraudulent check printing companies exist on the Internet. These companies offer extremely lower prices for check orders especially when a large order is placed. People who buy checks online must therefore be cautious such with websites that offer bulk discounts. A background check on the company can be conducted to avoid becoming victimized from such scam.


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