CARDS FOR STUDENTS REWARDS AND SPECIAL PRIVILEGES

2007-03-08 10:33:40

( Financial )



Credit cards for students are helpful in dealing with various expenses in attaining college education. It also facilitates in providing credit rating to students. There are various student cards being offered by credit card companies specifically designed for use of college students. However, students need to conduct an in-depth research to determine what cards for students are best for them.

What to look for best cards for students?

Low interest rates, best rewards, easiest terms, good annual percentage rate, lowest or absence of annual fee, fraud guarantee and quality of customer service are the factors that students must seek in looking for the best cards for students. These factors can be found in the terms and conditions of student credit cards.Studying these terms and conditions will help determine the benefits offered by a particular student card.

Rewards associated with cards for students

Credit card companies usually offer various types of rewards for students cards. Free movie rentals, discounts on clothes and books and other freebies are some of the rewards being offered for student cards. These rewards are earned through points garnered by students in using their credit cards on their purchases. There are corresponding points for every amount of purchase that students have with their credit cards. One point for every dollar of purchased charged to cards for students is the usual point system followed by credit card providers.

Special Privileges

Some student credit cards offer special point privileges for student cardholders who gained good grades at the end of every semester in college. It is a good benefit offered to students since it not only provides additional freebies for students but also encourages them to study hard to earn good grades.

Student credit cards are beneficial for college students but prudence of usage must be observed to ensure non-accumulation of huge debt while in college.


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