Travelers Health Insurance: Have Policy, Will Travel

2007-03-08 10:33:40

( Health )



INSURING THE TRAVELER

Part of the realities of traveling is that it exposes us to endemic diseases not found in our native countries. As visitors to a foreign land, we are even more susceptible to local diseases because our body’s immune system has no form of protection from them.

That is why taking travelers health insurance is very important. Travelers health insurance is a special type of insurance meant to provide full coverage for medical emergencies that might occur while you are in another place.

SPECIAL SERVICES

While ordinary health insurance like Texas health insurance covers you for medical treatment and hospitalization, it does not address the unique health needs of the international traveler. Travelers health insurance provides special services that might be needed in case of medical emergencies. The most important of these services is the immediate dispatch for air ambulance, and for evacuation and repatriation procedures should the situation call for it.

Another service provided by travelers health insurance is the coverage of the cost of plane tickets for the cancellation of the trip. If you have to cut your trip short because you have been stricken ill, then your travelers health insurance will pay for the rescheduling of your plane tickets.

So even if you have more than adequate health insurance coverage at your native country, it is still preferable that you purchase travelers health insurance especially when you travel overseas on a frequent basis. Knowing that you have worldwide health insurance gives you a sense of security. You are secured in the knowledge that whatever happens to you, wherever you are, you will be given the best medical care possible under the circumstances.

So if you are planning to travel to an exotic land, go ahead. But before you do, just make sure that you have travelers health insurance with you wherever you go.


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