HFC Loans for Your Personal Borrowing Needs

2007-03-08 10:33:40

( Financial )



Household Finance Corporation is a member of the prestigious HSBC Group. HSBC Group has been in existence for more than a century and ranks as the fourth most admired financial institution in the world. With its subsidiaries Beneficial Finance Company and Household Bank, HFC extends various types of loan packages to match the needs of the consumer market. HFC and its subsidiaries concentrate mainly in the extension of loans and credit card facilities to individuals.

There are several types of HFC loans which you can avail of, all tailored to your specific needs.

Mortgage Refinance

If you're looking for better loan terms and interest rates to replace what you have in your present mortgage, HFC offers you this package. You can choose from either fixed or adjustable rate. You can use this package to consolidate all your debts and be able to lower your monthly payments.

Express Equity Loan

This package is intended to help you pay off your credit card balances which normally have high interest rates. It is also for enabling you to make large-dollar purchases which may exceed your credit card limits. You get a quick response usually within two business days, and there's no need to submit any documents like home appraisals or insurance.

Home Equity Loan

In this package, you borrow against your home's equity to fund any home improvements or to make a much-needed purchase. It is also good for consolidating any other existing debt and to pay high-interest credit card bills.

Personal Loan

If you need to borrow only a small amount to fund your little emergencies, this is the right package for you. There is no collateral required, and the interest rates charged are competitive. Funds are made available to you within 24 hours.

HFC loans may be tax-deductible. All HFC loans also come with a guarantee - if you're not satisfied in any way, you can repay the loan within ten days and receive refund for the interest charges, closing costs and other fees.


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