Accident Compensation - What you need to know

2007-03-08 10:33:40

( Legal )



Like the cliché says, accidents do happen. When it does, you have to be ready to fight for justifiable accident compensation.

Life insurances are very common and are widely available. Policies ensure that accident claims are available for the insurer. Accident compensation or an accident compensation claim is for people who suffered financial losses because of injuries from accidents.

There are quite a few types of accidents that are covered by accident compensation. This is stipulated in the insurance policy that you have. The very common is car accident claims.

If the accident had been caused by another person, your accident compensation claim will be handled by that person's insurance company if he has insurance coverage. Often, you will be approached by his insurance adjuster to haggle the least amount of money they can possibly give.

If you are not convinced that you are getting a fair treatment in your accident compensation, you can always consult a lawyer or a solicitor. This is, of course, a long process and needless to say, expensive. But if you are really up to it, you can fight for your accident compensation, which can go as far as having a court trial. Some legal advisers or lawyers for accident claims offer no win-no fee for its services.

On the other hand, you can get a fair share of the accident compensation by presenting the right documents to the insurance adjuster. Get a copy of every bill. Ask your physician for comprehensive medical report. In this report, you will be able to justify your lost earnings. Lastly, present evidences of damaged properties, such as your car, for example. After this, you must be ready for bargaining your accident compensation claim with the insurance adjuster.

You should know that any delay caused by non-declaration of your injury can lead to loss of accident compensation.

In closing, a professional insurance executive said that patience is the key in getting fair accident compensation.


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