Protect your Savings with Prudential Disability Insurance

2007-03-08 10:33:40

( Health )



Prudential disability insurance is an important coverage to have in case of disability in the future. As the risk of disability is far greater during your working years, not only does a prudential disability insurance package cover your expenses during disability, it also prevents you from having to spend your retirement savings, educational funds for kids and money for everyday expenses like money to pay for your utility bills, food and rent. There are many situations that can leave you not fit for work for quite some time and you should plan carefully on where you are going to get the money to live without your salary.

It is great if your company provides you disability insurance for these kinds of situations. Even greater if the individual short term disability insurance is enough to cover your expenses during the months you cannot go to work. But if this coverage is not adequate you may have to get additional coverage just to make sure you and your family will suffer no financial difficulties during the months you are out of work.

If this is the case, you should review your financial standing and see if there are other sources of money aside from your income. Do you have stocks that pay a dividend every year? Do you have time deposit savings? Do you have sources of passive income like investment in a company or land? You should also start a savings account and keep emergency cash worth at least six months of your salary.

Finally look around and check the different insurance companies like aflac health insurance and prudential disability insurance for disability insurance quotes. Review the benefits and features they offer like the cost of getting mortgage disability insurance, basic hospital and basic medical. Choose the best deal and give your savings the protection it needs.


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