Accept Credit Cards Online in Your E-Store

2007-03-08 10:33:40

( Financial )



For people who shop online, the chief reason for doing so is the convenience. There is no better way to shop than from a swivel chair, doing your pedicures while filling your online shopping cart. Convenience is also the reason why online shoppers look for online merchants who accept credit cards online.

Why?
Online stores who accept credit cards have an edge over those who do not accept credit cards. Apart from convenience, online shoppers also feel secure with merchants who accept credit cards online because they can easily dispute their purchases and, if not totally satisfied, may request for a stop payment for the item bought until the dispute is resolved.

Online shoppers also appreciate online merchants who accept many credit card labels. Sticking to one or two major card labels will keep the customers fro other card labels away from our store. However, you will have to make sure that you investigate the card labels you sport in your online store. Make sure that they are good payers to purchases made in your site, and that they are fair with investigating on disputes.

How?
To accept credit cards online, you must have an online payment system. This acts like an online bank that receives and sends money on your behalf. In some cases, you can link it to your own credit card or a bank account. There are many online payment systems all over the web nowadays, you just have to study the features of each and choose the one that best fits your store’s needs.

Choosing your online payment facility package is important. Make sure that the package lets you accept credit cards (as some low-cost packages do not). It may require you to pay a minimal fee to maintain your payment facility and to enable it to accept credit cards online for your store, but if it pulls your sales up, you can be sure the it is worth the investment.


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