Dun And Bradstreet Report: Detailed Information On Companies

2007-03-08 10:33:40

( Financial )



When you need credit reports about individuals, you can obtain these from consumer-oriented credit reports like Experian reports and FICO reports, which give you a lot of detail about debt reports, loan reports, and bankruptcy reports on a personal basis. However, when you need comprehensive information about companies, you turn to Dun and Bradstreet reports.

You can obtain a lot of information on the Internet about many companies through the use of search engines. However, you will admit that total reliance on this source may not provide reliable information about risk. If you want to transact business with a company, you would want to have more information on that company's performance, both as payers and suppliers, based on data from partners, experts, and actual transaction and debt collection experiences. You can get this information from bank databases, but the more detailed coverage would come from Dun and Bradstreet reports.

Dun and Bradstreet reports come from the oldest and largest provider of business information (since 1841) and enterprise risks. Dun and Bradstreet invented the D-U-N-S (Data Universal Numbering System), which has become the standard for keeping track of millions of businesses. D-U-N-S numbers include single business entities and its links to corporate family structures, if any, including parents, subsidiaries, headquarters and branches in over a hundred countries worldwide.

The Dun and Bradstreet report is available to vendors, buyers, creditors and other private and public institutions for a fee. The Dun and Bradstreet report enables them to take informed business decisions, particularly those about extending various forms of short-term trade credit to different types of borrowers.

One of its credit management products is an Internet-based application for global decision makers. The company has also entered into cooperation with the producers of FICO reports in providing online analytics to help small and medium enterprises take credit decisions vis-à-vis their buyers.


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