Car Insurance

2007-03-08 10:33:40

( Automobiles )



Companies offer car insurance California to guide you in the premiums you are about to spend. Getting a car insurance California is a good advice especially if you are a lousy driver and always find yourself involved in car accidents.

California is a state covered by the tort law. Assuming you are a California resident, this tort states that you are liable for any costs or damages you brought about by a car accident.

Hence, if you are not confident with your driving skills or is just a bad driver, it would be better for you to get an auto insurance California.

Before you are granted a license to drive, you have to prove your financial capability. It’s either you post a cash bond of 35,000 dollars or purchase a car insurance California.

The latter is a cost-saving option because you do not put your personal assets at stake. Car insurance California maintains a minimum of 15/30/5 liability. This means that 15,000 dollars cover for the injured person. The 30 represents a maximum of 30,000 dollars of your responsibility to pay for the person you injured. The rest of the 5,000 dollars go to the property of the other person which you have damaged.

The auto insurance rates regularly change so it is better for you to compare car insurance quotes before you finally settle on buying one. The premiums on car insurance California do change over time so take your time and study the best option.

It may be best to consider that your behavior as a driver is a crucial factor in determining your car insurance California. The history of your driving will be considered as well as your age, your residence, and the type of car you drive.

The state also considers the fees involved in settlements and other legal costs. However, these fees are not divided equally between you and the state. Your liability is determined by the factors mentioned.


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