Progressive Boat Insurance: The Basics

2007-03-08 10:33:40

( Insurance )



Progressive boat insurance offers policies that protect your boat and all the passengers inside it. The policy has coverage for the boat when it is docked and especially when it is out in the open water. When choosing boating insurance, you should choose coverage that is best suited to your needs. Do not choose extensive coverage if you do not need it. Do not also go for cheap boat insurance because of the price alone.

You should look for a company that has high regard for their customers. Progressive boat insurance has very good customer service. It also has a wide network of offices so you can get service wherever you are. Customer service agents are friendly and knowledgeable about their products. Response is almost immediate when you ask for help.

The insurance carrier should also have a wide range of coverage options. This is very important especially for boat owners. You should not choose an insurance company that does not let you customize your boat insurance coverage to suit your needs. You should get sufficient coverage even if it is a bit expensive rather than getting a cheap insurance policy but with limited coverage.

You should also think of getting supplemental insurance policies in addition to your boat insurance coverage. Progressive boat insurance offers medical coverage for you and all the passengers on your boat in the event of an accident while sailing. This ensures safety for all the people on board your boat.

Coverage for damages to your boat and other boats in the event of a collision is necessary. Your boating equipment should also be covered. You should get coverage for replacing your motor if it gets stolen. And emergency services should also be included in your policy. This is especially handy if your boat breaks down or if you run out of gas when you are sailing.


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