Pre Paid Visa: A Great Alternative To Cash And Checks

2007-03-08 10:33:40

( Financial )



A pre paid visa card works similarly like a credit card. You can pay your utility bills and your shopping items using this. Even gas stations accept pre paid visa cards. The big difference is that there’s a fixed amount of money in your card. You won’t have to worry about overspending since you cannot go beyond the limit you’ve set in your pre paid visa card. This gives you greater control over your budget. It is practically perfect for young people who still don’t have bank accounts.

Pre paid visa cards provide you with good security. You can purchase your groceries and other things without having to carry a large amount of money. There’s also a PIN (Personal Identification Number) feature to protect your funds from unauthorized access. Business establishments also require your signature and PIN every time you make a purchase. Pre paid visa cards are also entitled to liability protection just like standard credit cards. You can easily have your pre paid credit card replaced if it gets stolen or lost.

Another option is the pre paid debit card. Some people even prefer this card over normal credit cards. This is because pre paid debit cards charge your bank account directly for any purchases you make. It offers the same safety features as a pre paid credit card. You won’t have to carry cash or checks around anymore. Your PIN and signature are also required for every transaction. Pre paid debit cards allow you to track your expenses by recording all of your transactions on a monthly statement.

There are also pre paid gift cards available for purchase. This is basically a pre paid card that is meant as a gift. It is loaded with a specific amount of money based on your preference. You can easily buy one on the web or by making a phone call. Pre paid gift cards are widely accepted as well. You can even use it to make online purchases.


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