Car Insurance in New York

2007-03-08 10:33:40

( Automobiles )



Car insurance in New York provides security for your automobile. It will cover damages on your car in case of an accident. You will pay a premium and in return, they will pay for your liabilities in the future.

When you buy a car, it is best to have it insured. This will guarantee you that if you encounter a car accident in the future, car insurance in New York will pay for the damages. Car insurance in New York provides different coverage for different cases.

Property Damage Liability Coverage

This will cover the damages you caused on the other party’s property. The car insurance will pay for the cost of repair of the car. You are supposed to have this liability coverage, so you will not have to worry about paying for car damages you caused in an accident.

Bodily Injury Liability Coverage

In car insurance New York, they will pay for the damages you caused in an accident. These damages pertain to the injuries of people involved in the accident. (Passengers, pedestrians) The car insurance will pay for the medical treatment of the victim and all passengers involved. You are required to have this insurance coverage to protect both you and other people who may be involved in a car accident in the future.

Personal Injury Coverage

The car insurance covers the damages on your own car. This will pay for the repair or replacement of your car. It will also entail a medical coverage for the treatment of your own injuries in case of an accident.

Car insurance in New York covers damages to a certain extent. The amount of coverage depends on the amount you insure. It is better to estimate the repair or replacement costs first before getting car insurance. It is difficult to be underinsured as you won’t get the value for the premiums you pay, and the damage won’t be covered enough.


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