Lower Your Bills Without Feeling Deprived

2007-03-08 10:33:40

( Financial )



You may be convinced that unless you drastically cut back on your pleasures, you'll never get out of debt and get ahead on your budget. Things may not have to be so drastic, but it should pay to invest in simple, painless changes that fit in well with your lifestyle as you try to lower your bills.

If you want to lower your gas bills or electric bills, it may help to know that most utility companies are willing to send an expert and, at no cost to you, show you how you can cut on your energy consumption. This is an easy way to start your lower my bills project. Just call your utility company and set up an appointment.

Many recommendations shouldn't cost much. The expert may ask you to check caulking around your windows and doors, or to insulate switches and outlets on outside walls, and other low cost measures. There may be common sense tips like taking a few degrees off your water heater, or resetting the timer on your thermostat to the highest comfortable setting.

Reducing the heat on your water heater and heating system, and reducing the cooling you want from your air conditioner should save you a significant percentage on your monthly electric and gas bills. There are some utility companies that offer grants or low-cost financing for energy-saving improvements you make in your home.

You can also lower your bills with a call to your current telephone carrier. One of the best ways to save money on your telephone bills is to ring up your carrier and ask if you're on the plan that will cost the least.

You can lower your bills on your credit cards by finding a way to consolidate bills to reduce finance charges. Raising your insurance deductibles will lower your bills for insurance premiums.


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