Mastercard Gift Card: The Perfect Gift

2007-03-08 10:33:40

( Financial )



The Mastercard Gift Card is better than any gift certificate. Most gift certificates are for specific stores or boutiques, some of which may not offer anything that the recipient might want or need. A Mastercard Gift Card is a debit card that is accepted in millions of different places.

This is a prepaid debit card which means the gift giver purchases the Mastercard Gift Card and then gives it to the recipient to use for whatever he or she wants. For even greater convenience, the Mastercard Gift Card is even accepted for a number of online stores and companies.

There are actually three kinds of Mastercard Gift Cards, depending on how it will be used. First is the personalized gift card which bears the name of the recipient. After four to six business days, you can receive the card already and it will be ready to be used.

The second type of Mastercard Gift Card is a replica card. This does not have any name written on the card. This is more suitable for corporate rewards or if you simply want to keep some gift cards at home as a back up gift in case you need one at the last minute. Processing for this usually takes three to four business days.

If you are in a hurry and want to get gift cards in as short as two days, there are instant cards that are also available although these are limited only for corporate orders and not for individual use. However, you need to keep in mind that the orders for any of these gift cards are subject to two requirements. First, all the ordering information that the company requires need to be completed. Second, there should be bank clearance of the payment that you have made for the Mastercard Gift Card.

Another option would be the Citi Dividend Mastercard, which allows for cash back on purchases. However, this is a credit card and not a debit card like the Mastercard Gift Card.


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