Tenants Contents Insurance: What You Need Before Moving In

2007-03-08 10:33:40

( Insurance )



When moving into a new apartment, there are a lot of things you have to do before, during and after your tenancy. The tasks include signing the contract with your landlord, giving the security deposit and moving your furniture and other personal effects into the apartment. To protect the interests of both you and your landlord, it is a good idea to organize all the necessary paperwork prior to your moving day.

Before you can move in, you have to provide references and even proof of income documents to proceed. Some landlords require references from your bank, your employers and even references from your old landlord. Your landlord may also require a guarantor should the references be unsatisfactory. Some landlords or real estate agents require a security deposit and tenants contents insurance before you can move into your new apartment.

It is advisable to notify the utilities companies like gas, water and telephone about your move. You should do this at least a couple of weeks before so that your utilities will be available once you move in. You may have to do additional paperwork to arrange for transfer of the utility services from the previous tenant.

Another thing that you should not forget is to check your landlords content insurance. Most renters are not aware that their personal belongings are not covered by that policy. Most renters get tenants contents insurance to protect their belongings. A tenants contents insurance can also protect you from sudden financial pitfalls. The insurance company will pay for your rent in the event of an accident or job loss.

When moving into your own apartment, make sure you understand the terms and conditions of your tenancy agreements. You should also advise your bank and your utilities provider about the move as soon as possible so your mail can be rerouted accordingly.


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