Clout Visa Card for the Novice

2007-03-08 10:33:40

( Financial )



If you're a student or a new graduate, you will probably find it difficult to obtain a credit card account based on your own personal background. You probably need to depend on your parents to extend their credit card availability to you, and only up to a certain amount.

Features of the Clout Visa Card

Clout Visa card, established in 1999, targets consumers like you who have very little or no credit history. Clout believes that even if you are only a student, a part-time worker or a newbie on the job, you still have some capacity to pay off credit card bills.

You can easily apply for the Clout Visa card online, which will take a few days to process.

The best thing about Clout Visa card is that it has tie-ups with numerous companies who can give you special prices or discounts on their products. You can buy a laptop, send flowers, or rent movies just with your Clout Visa card. You can even purchase items online, with identification data that Clout will provide you.

Clout Visa card online site has information about its partner companies to help you get the right deals. It also has tips on how to keep track of your credit card expenses as well as valuable tips about using your card wisely.

Making the Most of Your Clout Visa Card

Even if you're just a student or young professional, there is no excuse for non-payment. Always make sure that your credit card bills have been paid and that you have enough sources of cash to pay for your credit card bill. As much as possible, pay at least the minimum required amount. Try not to leave balances no matter how small, because the annual interest rate for credit cards are very high stiff.

You also need to keep abreast of your spending, and never overshoot the credit limit that Clout Visa has given. Clout Visa card could penalize you for going over the limit as well as for overdue balances.

Keeping your credit record as clean as possible will eventually increase your credit limit or can qualify you for other credit facilities.


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