Mini Insurance: The Benefits

2007-03-08 10:33:40

( Insurance )



A mini is a great car. It is a growing niche in the market. Similar to recreational vehicles or RVs, insurance companies are offering customized types of coverage for these kinds of cars. They offer mini insurance to suit a growing niche. Insurance is one of the most important things a mini owner should have. When looking for mini insurance competitive rates are a big factor. But there are a lot of things you should also look for when getting a mini insurance.

When you buy a mini, it is beneficial that you join an automobile club. There are a lot of avid and proud owners out there willing to share tips and tricks with other mini owners. Joining an automobile club also entitles you to discounts and competitive rates when it comes to mini insurance since most of these clubs have partnerships with several insurance carriers.

Besides the standard motor vehicle coverage, mini insurance carriers also offer specialized benefits for your car. Most insurance carriers offer what they call a young driver coverage wherein the policies and coverage are suited and customized to drivers buying their first car. The age limit for these types of policies may vary from carrier to carrier.

Since mini cars are considered by most carriers as a luxury car, limited mileage discounts are available when you avail of your insurance. You may avail of this discount if you are the type of enthusiast who displays rather than drives their cars. Eligibility may also vary from one insurance carrier to another. Mini cooper insurance carriers in particular offer 24-hour breakdown recovery coverage in some countries. And some even extend insurance coverage when you travel with your mini.

It is prudent to get quotes from several different brokers who specialize in these types of insurance. Discounts they offer may look the same at the surface, but coverage may significantly vary from carrier to carrier.


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