Humana Insurance Serves America's Healthcare Needs

2007-03-08 10:33:40

( Insurance )



Company Background

Humana Insurance provides health insurance coverage to individuals, companies and organizations. Its health care insurance packages come in several forms - life, medical, dental and disability.

Founded 45 years ago, Humana Insurance is one of the most publicly traded corporations and ranks 150th among the country's top 500 corporations.

Products and Services Offered

Perhaps the most popular product of Humana is its healthcare insurance package. More commonly known as HumanaOne, this product is available in 24 statesm though there may be slight variations in benefit provisions from state to state. You have a choice of type of plan, and you can easily get a price quote online by just providing basic information about yourself. Enrollment can also be done online in minutes, and you get free access with password protection. You can view the list of doctors that are within the network, and you can easily check the status of an existing claim you may have. Humana Insurance claims to have very affordable premium rates even for individual or non-group members.

Humana's dental insurance is available for both the individual and the employer organization. It is very flexible in nature and allows you to use either in-network or out-of-network dentists. The only difference is that your dental fees are discounted if you opt for a dentist within the network. Humana can also entitle you to a special discount for orthodontic services.

Humana also offers an employer-sponsored group life insurance plan which covers accidental death and dismemberment, with added bonuses if a seatbelt was worn by the insured at the time of the accident. And if you were really disabled by the accident, Humana Insurance will waive the rest of your payments. While it is a term-life insurance package which is renewable up to age 95, it may be converted to a whole life policy upon special arrangement with Humana.

The company also offers short-term income protection plan, to cover for any loss of income you might incur because of prolonged illness that might exhaust your paid sick time.

Other Services

Humana Insurance also has value-added services like a vision plan which gives special discount to members for prescription glasses.

A monthly newsletter is also available to members through the site. You may also send e-mail regarding any concerns you may have with Humana, such as follow-ups of claims or applications.

Humana Insurance does not offer homeowner or house building insurance.


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