Personal Injury Claims You Are Entitled To

2007-03-08 10:33:40

( Legal )



A personal injury happens when any form of injury occurs to an individual, usually due to an accident. Whether you are at fault partially or are totally blameless, you are entitled to compensation and can seek out personal injury claims. Although there is a misconception that personal injury claims are often tedious and time-consuming, the reality is that a few letters and phone calls with the insurance company can settle the claim without ever having to step into a courtroom. While you can handle personal injury claims yourself, it is advisable to hire personal injury lawers since they may be more familiar with the process.

Since laws from state to state are different, it is wise to familiarize yourself with the procedures for personal injury claims depending on where you live. A New York personal injury lawyer, for instance will have a very different mindset as a Chicago personal injury lawyer. The advantage of filing personal injury claims in court is that you can receive compensation for the pain and suffering that you endured as a result of the injury and other intangibles. If you negotiate directly with the insurance company, then you are usually entitled only to the out-of-pocket expenses you spent as a result of your injury such as hospitalization, doctor’s bills and the like. As part of your evidence, make sure you gather and present all the receipts related to your injury so that they can be part of personal injury claims.

While personal injury claims have gotten a bad reputation because of individuals who may have submitted fraudulent claims in an attempt to deceive insurance companies, you have to remember that the insurance premiums you pay out yearly is precisely intended for compensation of the injured. As long as you can prove that the accident happened to cause you injury, then you deserve your compensation.


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