Overseas Health Insurance: Global Extent with Local Benefits

2007-03-08 10:33:40

( Health )



What is overseas health insurance?
Overseas health insurance is a policy designed to provide comprehensive medical coverage for individuals staying in a foreign land for some reason or another. An overseas health insurance gives medical and financial protection whether you are an expatriate, businessman, or tourist.

Why do I need overseas health insurance?
You need overseas health insurance if you have to go abroad and stay there for a period of time, however long that may be. This also works if you travel internationally on a regular basis. Having an overseas health insurance provides benefits that will address the unique circumstances of a traveler; benefits that are otherwise not provided by your local personal health insurance.

What are the benefits of overseas health insurance?
As previously mentioned, overseas health insurance is designed for the special needs of an individual living outside his native land. While your local personal health insurance may have adequate coverage, the benefits can be claimed only when the medical situation takes place in your own country.

Having an overseas health insurance plan gives you access to the best medical care that is available in your current location. If your medical emergency occurred in a remote place, an air ambulance will be dispatched as part of your coverage. There is also provision for medical evacuation and repatriation should your case warrant more sophisticated medical attention that is unavailable at your current location. There are even some overseas health insurance policies that will refund the price of your return ticket in case of repatriation.

So go ahead and leave the country assured in the fact that you are taking with you a health insurance that is at par with the coverage that you have at home; that wherever you go, you are safe from any unnecessary health risks.


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