Worker Injury: Finding an Amicable Settlement

2007-03-08 10:33:40

( Legal )



THE REALITY OF INJURY

The risk of worker injury is always a big concern for businesses. The liability coming from a work place injury can really be costly that is why your company should have all the safety precautions in place to minimize the risk of worker injury and the damages should it ever take place.

Injuries at work are very common, especially in industries that require some hazardous work such as construction, mining, shipping, and other industries of similar characteristics. Although while it is true that some industries are more hazardous than others, that is not an excuse to be complacent because worker injury can occur at any time and at any place.

Of course for hazardous industries, it is advisable to get insurance from liability cases so that you have protection from work place injury cases. In such instances where your employee is making a claim, the cost of liability will be shouldered by your insurance company.

PROTECTING BOTH WORKER AND COMPANY

The premise behind work place injury is simple. When employees incur an accident while dispensing the duties of their job, the company is responsible for hospitalization, medications, therapies, etc. that might be needed to treat the injury. In a situation where the employee has lost the ability to work because of the accident, your company is responsible for providing pension or a lump sum as the case may be.

However, there are cases where the work place injury took place because of overt negligence on the company’s part to protect its workers. In this situation, the employee may be entitled to damages, apart from the standard compensation provided by the company. Usually these cases require mediation by the courts to arrive at a settlement that is fair to both parties.

Worker injury is always a tragedy. No one wants it to happen. However, it is reassuring to know that should it happen, there are ways to resolve it.


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