Moped Insurance: Protection When Least Expected

2007-03-08 10:33:40

( Insurance )



Moped insurance may be your lifesaver when you own a moped. Mopeds, motorized vehicles that were originally made by combining motor and pedals onto the bike, have evolved into low powered vehicles that are categorized in between bicycles and scooters. Others simply call it motorized bicycles.

Almost all of the belongings that you own have insurance, whether it is your car, house, motorcycle, jewelry, and even your life. Moped insurance is vital nowadays, especially because many people have purchased and starting mopeds for daily transport. With a moped, you can save a lot on gasoline costs, save time on queuing up in traffic, and save the environment from excessive pollution.

Moped insurance comes in very handy especially when you are frequently on the road with your moped. Most places that allow the use of mopeds have certain speed limits. Due to the low power generated by the small engines, mopeds may run relatively slower than any vehicle on the road. When you are out on the open road, you can never be sure when an accident may occur. Moped insurance covers almost anything from moped accidents to moped theft. The coverage of your insurance solely depends on your choice. The more coverage you want for your moped, the higher the cost you may have to pay. Mopeds have the same safety standards as regular motorcycles; however, you have to be extra careful with your mopeds. Because mopeds are smaller in size than motorcycles, they are less visible on the streets, which make them more susceptible to collisions.

In some places, moped insurance is required, while in some places insurance is optional. Nevertheless, it is better to have your moped insured. Cheap moped insurance can be found in your area, with a relatively attractive coverage for your mopeds. A good moped insurance policy usually covers theft, collisions in accidents, and personal injury. For mopeds that are available for rent or for lease, insurance is a requirement. This usually covers loss and personal injury of the person using the moped.

Moped insurance is a win-win deal. You are assured of medical coverage when an accident occurs, you save yourself from unlimited worries when your moped is stolen, and at the same time, you are saving others who are not insured when you have an unfortunate accident with them. There is no monetary value equivalent to saving you life.


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