When You Should Get Worldwide Health Insurance

2007-03-08 10:33:40

( Health )



Worldwide health insurance refers to an insurance policy which covers an international citizen traveling anywhere around the world. Most worldwide health insurance covers the insured for the whole length of their life. International health insurance is a growing niche in the insurance market. This type of health insurance coverage is mostly popular for citizens who do not actually live in their home country but they still want health insurance coverage as offered in that particular country.

If you have worldwide health insurance, you have the advantage to travel other countries in order to receive specialized treatment. You can fly to any country you prefer in order to get treatment for a particular condition that you may have. International health insurance even covers maternity and new born benefits.

Worldwide health insurance is applicable if you are traveling outside your home country for an extended period of time but you still wish to receive the standard health insurance coverage offered in your country of origin. By getting worldwide health insurance, you not only get coverage anywhere in the world, it also allows you the flexibility to fly back to your home country at any time if you need treatment.

Missionaries on foreign assignments can also benefit from worldwide health insurance coverage. An international insurance coverage allows you spend extend amounts of time abroad while still having health insurance. They have the option to specify amount for particular treatments only. This is cost effective as missionaries have the option to pay for only the benefits and coverage they need.

However, since insurance carriers that offer worldwide health insurance can be located outside your home country, the insurance company is not under the jurisdiction of your home country. They may not be subject to the rules and regulations imposed by your local government. Hence, their standards may not be the same.


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