Chase Visa Cards: Value-Added Edge

2007-03-08 10:33:40

( Financial )



What makes one Visa card different from another? As credit cards become more and more indispensable in our modern world, banks need to offer more value for consumers to choose their credit card over the next.

REWARDS CARD

Backed by years of banking expertise, Chase unveils its best credit cards yet. Chase Visa cards offer unparalleled value to consumers. Each card has a different set of features and benefits. Mostly they are visa reward cards which offer incentives that you can redeem in turn for your card usage. For a specific amount that you charge on your card, you earn points. The higher the points you accumulate on your visa reward cards, the better the prizes you are entitled to.

Each type of visa reward cards has a different program tailor-made to suit many consumer buying profiles. The main edge of the Chase Visa cards are the variety of cards that they offer – that they can cater to a broader range of users makes it easy to find a Chase Visa card that best suits your needs and spending patterns.

Notable of these is the Flexible Rewards Visa card which enables you to select the type of reward you like among a list of options; that way your rewards are not limited by the type of visa reward card you use. If your buying patterns do not fall under a specific profile, then it is practical to opt for the flexible rewards visa card.

SECONDARY FEATURES

Chase Visa cards also give you the option to choose secured or unsecured cards. Secured cards are cards that are backed by the user’s savings account. This serves as protection from falling too deep in debt as your credit line is based on your amount of savings. Unsecured cards, on the other hand, do not require you to open and maintain a savings account.

Another value-added feature is the visa gift cards - they function like your ordinary gift cards except that these are purchased using Chase Visa cards. These visa gift cards have a specific value that can be used to buy things. What you can buy is limited by the amount on the gift card; anything in excess will have to be covered by a secondary form of payment.

MAKING THE RIGHT CHOICES

Every credit card has its advantages and disadvantages. Credit cards are of great help if used properly and sensibly. The key is to make informed choices. We as consumers must be vigilant – we should get all the information that we can. While Chase Visa cards offer value-added features, it is always wise to do your research and discuss your concerns with your bank so they can help you make the appropriate choice.

There really is no best credit card, but there is a credit card best suited for you.


All rights Reserved © Tradenet Services srl
Do not duplicate or redistribute in any form.