Pre Paid Master Card

2007-05-02 10:04:19

( Financial )



Tired of paying enormous credit card bills? Apply for a pre paid debit card, such as the pre paid Master card. There are two kinds of pre paid Master cards: a prepaid gift card and a prepaid general purpose card. These cards contain funds that you pay for prior to use. When you buy something, the amount is deducted from the balance in your pre paid Master card.

You can avail of pre paid Master card at selected retailers and financial institutions. You can also get the card online at the Mastercard website. You are required to pay a minimal application fee. After receiving the card, you then have to activate it before using it. You can use the card at various local and international stores and locations accepting pre paid debit cards. Pre paid Master cards have customizable designs and are reloadable.

If your Master card has insufficient credit, you can pay for a certain amount using the card and pay the rest using a gift card or cash. You can continue using your pre paid Master card until you’ve used up the amount in the card or until the card expires.

In case you lose your card, immediately call the toll-free customer service number and the issuer of your card. Give them your Mastercard number and ask for the card to be cancelled and a replacement to be issued. As with other Mastercards, the pre paid Master card offers zero liability protection, such that if your card is lost, any unauthorized purchases will not be charged against your account.

Pre paid debit cards, such as the pre paid Master card, offers a number of advantages. The cards have similar benefits as credit cards, including protection from fraud and monthly statements. However, unlike a credit card, there are no finance charges or monthly payments. You can also arrange for automatic deposits in cases of emergency. At the same time, you are able to limit your spending because the card is prepaid. This is a practical way of getting all the convenience of credit cards without experiencing all the hassle.


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