PRE PAID GIFT CARDS ARE MORE PRACTICAL GIFTS

2007-05-02 10:04:19

( Financial )



Pre paid gift cards are practical gift items for your friends and relatives for any occasions. Recipients welcome it more than over the counter gifts since they can purchase whatever gifts they want using pre paid gift cards. It is also a good tool for distribution of incentives to employees and rewards to clients. In fact, some establishments offer promotional specials for valued clients using prepaid gift cards as one of its prizes.

Pre paid gift cards are like pre paid debit cards loaded with specific amount of cash set by the gift giver. Financial institutions particularly credit card vendors sell prepaid gift cards according to various amount of cash loaded into it. Users limit their spending to the amount loaded into pre paid gift cards. The process of using it for your purchases is the same with the process involved in credit card transactions. It is important though to determine the amount loaded into your prepaid gift cards and check its balance from time to time.

You have to sign the purchase receipt when you use pre paid gift cards at retail and service establishments. You have to swipe it in portable data terminals located in cashiers’ booth just like in credit card transactions.

Pre paid gift cards have no lines of credit unlike credit cards. Thus, it is ideal for employees authorized to handle purchases for their companies within a specified amount. It ensures control on overspending and on purchases not related to company operations.

Gift cards have local and international coverage. Specific gift cards function locally and internationally. Thus, you need to specify where you will use it when you purchase it from financial institutions. Pre paid gift cards are good gifts for friends and relatives traveling abroad particularly if the prepaid gift cards you choose are widely used locally and internationally. So, expand their traveling allowance and let them enjoy their vacations more by giving them these cards.


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