PACIFICARE ARIZONA: Taking Care of Your Needs

2007-05-02 10:04:19

( Insurance )



By definition, life assurance is a contract between an assurance company and a plan holder where the company agrees to pay a lump sum amount to the plan’s designated beneficiaries upon the death of the insured individual.

In return, the plan holder will be paying the assurance company a predetermined amount called premium, at regular intervals for a specified period of time until the plan is fully paid. The premium is affected by your age, sex, assurance coverage, occupation, and your general state of health.

Aside from death, diagnoses of terminal and critical illnesses and permanent disabilities can also be covered by life assurance policies.

One way of looking at life assurance policies is by treating them as a commodity. As such, one of your major deciding factors when buying a life assurance plan should be the price particularly since almost all life assurance companies will offer you more or less the same coverage.

However, the insurance coverage needed by most people is usually more than what they actually deem necessary. It is therefore wise to invest in bigger life assurance policies for your family whenever you can afford it.

Since assurance companies offer basically the same products and benefits though, it is advisable that you go for the bigger names in the industry when buying your policy such as Pacificare Insurance.

Pacificare Arizona is one the largest life insurance companies to date, although it is more renowned for its reliable healthcare insurance plans. Pacificare Arizona offers comprehensive health coverage to its policy holders and even includes special operations such as dental and vision health, behavioral health, complete pharmacy policies, and medical management.

Pacificare Arizona also makes sure that people of all ages can be covered by their policies. Thus, Pacificare Secure Horizons was created especially for plan holders who are over 65 years of age.

Pacificare Health Insurance has more that 3 million plan members consisting of individuals, employers, and employees. As a leading consumer health organization, Pacificare Arizona is committed to providing a healthier and more secure life to its consumers.


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