Foreign Travel Insurance: Wanderlust’s New Requirement

2007-07-18 16:23:30

( Insurance )



Traveling abroad can be a wonderful, mind opening experience, but it doesn’t mean that you won’t run into problems along the way. Your luggage could get lost. Your flight could be canceled. You could get into an accident. You could lose thousands of dollars because of a nasty pickpocket.

Discouraged? Don’t be. Wanderlust is a good thing, traveling is a grand thing – and all of this can be great with the help of foreign travel insurance.

Foreign Travel Insurance

Foreign travel insurance is designed to keep your loved ones, and you, safe, no matter what happens during your trip abroad.

To recognize the need for insurance, think about these facts: half of all American travelers will experience health problems abroad, medical treatments and evacuation abroad are expensive, and most visitors to foreign countries do not qualify for domestic health insurance plans. But if you have foreign travel insurance, you can rest assured that your vacation can be a whole lot less stressful.

What types of foreign travel insurance are available?

Travel Medical Insurance

Travel medical insurance will cover your health and medical insurance needs while you are in a foreign country. If you already have existing health insurance, travel medical insurance will either supplement it, or take its place if it does not cover you outside your home country. An important feature of travel medical insurance is that it can provide transport for you back home if you ever need medical care that the foreign country cannot provide.

Travel medical insurance can also provide you with a twenty four hour phone number for multilingual assistance; international claims personnel; and assistance in other services that may be required in health care systems in foreign countries.

Travel Insurance for Backpackers

What could be more exciting than scaling the Atlas mountains, treading through the Paris catacombs, or breathing the mountain air of Peru’s Macchu Picchu – armed with only a backpack?

Backpacking has become an increasingly popular mode of travel, but it can be fraught with dangers. Insurance companies have since offered travel insurance for backpackers, to secure such travelers financially, whether they are bungee jumping, lost in the wilderness, or caught in between delayed flights.

Travel Trailer Insurance

If you like traveling with your trailer, then travel trailer insurance is also available for your needs. The best packages include protection from trailer loss and damage, including collisions, landslides, vandalism, theft, and even lightning! Additional protection can also be bought for expensive add-ons such as satellite dishes and television antennas.

If you are traveling soon, then be sure to get foreign travel insurance. The life you save will not only be your own, but those of the people who depend on you.


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