Getting the Best Motorcycle Insurance Quotes

2007-07-24 08:31:47

( Insurance )



Motorcycle Insurance Features

Riding a motorcycle is much more dangerous than driving another type of vehicle, because you hardly have any protection except your helmet. You are up against bigger vehicles on the road, so you have greater risk of getting into accidents.

Fortunately, many insurance companies that sell policies for other vehicles are also offering motorcycle insurance. These companies have recognized the fact that despite its hazards, a motorcycle is still a practical and economical means of transportation.

Most motorcycle insurance policies cover not just accidents or death, but also damage to your motorbike's accessories, towing and labor costs in case of breakdowns, theft, and rental reimbursement for car rentals due to inability to use your motorcycle.

As part of recognizing the fact that motorcycles are more likely to get into accidents than cars, some insurers also feature a first accident waiver or forgiveness. With this waiver, you will not be receiving increased motorcycle insurance quotes.

Other Special Discounts and Incentives

To help you save money on your motorcycle insurance quotes, some insurers give you special discounts for specific cases. You get special discounts for being a member of an motorcycle club, for being a good driver with an accident-free record of at least five years, for having passed a motorcycle safe driving program, and for insuring more than one motorcycle.

Where to Get the Cheapest Motorcycle Insurance Quotes

If you already have insurance for your home or other vehicles, you can check with your insurer whether you can also get a good motorcycle insurance policy for a reasonable cost. Many insurers are willing to offer cheaper motorcycle insurance quotes if you already have existing policies with them.

The web is also a great source of motorcycle insurance quotes. Some sites have built-in insurance calculators where you can input some basic information about your motorcycle and driving record. Feel free to shop around until you can get motorcycle insurance quotes and offers that are acceptable to you.


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