File Bankruptcy Online

2007-09-25 14:12:16

( Financial )



Now that consumer item purchases and loan applications are common transactions in the cyberworld, it’s not surprising that legal matters such as bankruptcy will also take advantage of this convenience.

In this highly competitive world, it is not uncommon to find companies folding up. When you can't pay your creditors right away, one of your options is to file for bankruptcy. A bankruptcy case either finds ways to repay the debts or seeks to discharge the bills. Soon as a petition is accepted in court, your creditors have to stop all efforts to collect payments from you.

Filing for bankruptcy can be done paperless by your lawyer. In fact, many lawyers are already attuned to this process. Through PACER, the court’s federal database online, your lawyer can easily file bankruptcy online for a certain fee. Unfortunately, pro se debtors or those who do not have lawyers to represent them in this case, are not permitted to use this system yet. You may opt for services of paralegal sites that can help you file bankruptcy online without a lawyer. Yes, you can file bankrupt without a lawyer’s help but the process can be more difficult or slower compared to having one to guide you through filling out forms and attending hearings.

You can find several lawyers and bankruptcy services on the internet. Many of them can assist you through email but soon enough, you will need to sign pertinent documents. Most attorneys will require to meet with you personally to prepare those documents, confirm your identity and develop a reassuring lawyer-client relationship. They may welcome the idea to file bankruptcy online but not having a client who they can only meet online. Aside from that, your attorney will not risk being liable if certain negligence and misrepresentations are found. Furthermore, credible lawyers would not want to be involved in a case where clients are hesitant to present themselves.


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