Maryland Auto Insurance Laws

2007-10-15 12:53:47

( Insurance )



Just like the other 49 states, Maryland also has its own policies about automobile insurance. Before you can even get your vehicle registered in the state of Maryland, you need to acquire auto insurance cover for it.

Penalties for Driving Without Auto Insurance

The state of Maryland imposes heavy penalties if you drive without a valid and current insurance cover. The state will revoke your car registration and charges heavy fines composed of one large flat rate for the first thirty days, then daily charges after that. You also need to pay reinstatement charges for an expired insurance policy.

Minimum Amounts of Cover under Maryland Auto Insurance Laws

The streets around Maryland are very accident prone and ranked second nationwide in terms of congestion. Thus it became imperative to buy not just one type but three types of Maryland car insurance cover.

Maryland auto insurance laws have set minimum requirements for liability to cover bodily injury per person and per accident, and for property damage per accident.

Maryland also requires you to have uninsured motorists cover to protect yourself in case of accidents.

Maryland is a tort state, which means that it requires you to be protected against personal injury. In case your medical insurance plan already covers this provision, you can get exempted from having to purchase a separate personal injury protection.

Where to Buy a Maryland Auto Insurance Policy

The local DMV offices in Maryland can give you reliable references for auto insurance. You can also look up some sites that sell Maryland car insurance policies and ask them directly for insurance quotes. You can even do comparison shopping first before finally deciding where to buy your auto insurance in Maryland.

Remember to inquire early so that you have plenty of time to decide on your Maryland auto insurance before your vehicle is up for registration.


All rights Reserved © Tradenet Services srl
Do not duplicate or redistribute in any form.