Best Business Cards Address Needs Of Businesses

2007-11-09 05:11:17

( Financial )



For those who own small businesses, you know how it can get difficult sometimes to separate your business-related transactions from your personal finances. When the business needs to have more money for a short-term cash need, you are forced to go deep into your own pockets. For these and other reasons, you should take time to check out the best credit cards and look for the best business cards that can address your particular needs.

Most small business owners think the best business cards are those which give you the longest float period between the time you charge an expense to the time you have to pay for the transaction. This is usually an interest-free period, and you thus get an instant loan without having to pay any interest or fees.

You will have to compare the float period features among cards to find the best business cards. Some cards may give only 21 days of float, but there are cards that can offer up to 45 days. This is a big boon to any businessman, more especially to a small business that often has to struggle with its cash flow.

The other key feature that small business owners want in the best business cards is the discount or cash-backs on purchases. This feature essentially gives the card owner a significant discount for certain purchases and a lower discount for all other purchases. The best business cards may give up to five percent discount for items that are commonly and frequently used in business, such as office supplies, gas, and others; all other purchases receive only one percent off. Depending on your usage, the small discounts received may add up to a significant amount after a year.

If you choose well, you will find that the best business cards can do a lot to make your business flourish.


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