Blue Cross and Blue Shield of Oklahoma

2007-11-20 16:35:44

( Health )



Company Background

One of the four divisions of Health Care Service Corporation, Blue Cross and Blue Shield of Oklahoma has been providing quality health care service to more than eight hundred thousand Oklahomans for more than sixty years. Health Care Service Corporation is a member of the nationwide Blue Cross and Blue Shield Association as well.

Individual Medical Plans

The company offers several varieties of health plans suitable for specific types of patients.

Health Check plans cater to students, educators and self-employed individuals. You have several options for deductibles and coinsurance limits. You also get deductibles for hospital, outpatient services, ambulance, and emergency room.

A variant of Health Check allows you to open a financial account, or health savings account, at participating Oklahoman banks. This will enable you to pay for your medical bills by simply debiting your account automatically. You can maintain your Health Check membership even if you change jobs.

The Health Check student package provides very affordable premiums, with options to include family members, and is available to both full-time and part-time students. Educators likewise get a similar set of benefits.

Group Plans

There are several group plans available for different types of organizations. The Chamber Plan is for members of the Oklahoma state chamber of commerce. The Manufacturer's Plan is for companies who are members of the state's manufacturer's association.

Various types of group plans are available to companies with at least two or more employees. Premiums for employees are lower, and there are wider choices with regard to providers under a PPO or HMO network.

Medicare Supplemental Plans

Blue Cross and Blue Shield of Oklahoma's Plan 65 enables you to supplement your existing Medicare plan. It helps you cover the medical expenses that are otherwise not covered by Medicare.

You can also opt for Medicare Part D prescription drug coverage, and if you live in specific Oklahoman counties, you can get a Medicare Advantage plan which will save you even more on premiums and deductibles.

Dental Plans

There are also many options available to both individuals and families under Blue Cross and Blue Shield's dental plans. Routine check-ups, x-rays. fluoride application and sealants are free of charge, with a twice-a-year maximum. For other dental services like extractions, oral surgery, and root canal, you need to pay a small deductible.

The Blue Cross and Blue Shield of Oklahoma Website

You can access this site to get more information about each plan. You can even get instant quotes for individual, family, or company health plans. You can also download more information from the site regarding the terms and conditions of each plan, so that you will be able to make a wise choice for yourself, your family, or your employees.

You can also contact Blue Cross and Blue Shield of Oklahoma directly through the toll-free number or e-mail if you wish to discuss their health plans more thoroughly.


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