atlanta mortgage Group

2008-03-03 15:51:36

( Financial )



Do you need georgia mortgages? There is an atlanta mortgage group, which has committed itself to giving you, the client, as well as other realtors and associates who work in related fields the best possible professional service. They have a reputation for giving a thorough, ethical and honest service. They always treat their customers who are looking for atlanta mortgage with respect, professionalism and courtesy from the beginning to the end of the loan process.

Many local and national lenders approve them for atlanta mortgage. This permits them to be flexible in tailoring a home loan best suited to the borrower’s needs.

They only work with lenders offering competitive interest rates – (so why not ask them for atlanta mortgage rates) – as well as ongoing customer service even after the closing of the mortgage.

Their top priority is communication – a knowledgeable and experienced staff can deal with any questions you might have.

Here is a small example of some of the loan programs they offer:
- conventional loans
- adjustable rate mortgages
- interest only mortgages
- zero down payment
- investor loans
- “no cost” refinancing
- stated income loans
- no income verification loans.

What are some of the useful questions they help you with?

How to avoid mortgage insurance.

Usually there is a mortgage insurance required when you get a mortgage. How can you avoid or reduce this?

But first – what is mortgage insurance? What does and doesn’t it do?

This is an insurance which covers you, the lender, against loss which is caused by default of the mortgage. It could cover all of the loss or it may or may not relieve you, the borrower, of any liability if mortgage default occurs.

The idea of private mortgage insurance initially came into being to help a borrower buy a house without having to put down the 20% deposit that banks and lenders required some years ago.

It is referred to in different ways by different loans and different loans require different amounts of coverage – but really it is the same thing. It protects you, the lender.

Remember – not all loans will require you to take out this insurance. Also, the premium may vary according to different criteria.


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