commercial refinance And Other Commercial Funding

2008-03-19 10:22:30

( Financial )



There are many types of commercial loans – commercial construction loans, commercial refinance… There is a leading company, which offers various types of commercial loans, including commercial refinance.

What exactly do they offer?

Commercial refinance
They provide refinance funds for whatever type of commercial property you are interested in. Your refinance qualification is evaluated according to the cash flow related to the investment property. In precise terms, the debt service ratio cannot exceed a certain percentage. They provide you, the investor, with free consultation if you need your Expense/Income statement analyzed in order to see if the loan amount you requested suits the property you have in mind. They specialize in multi-family and mix-use properties in the high income range.

Commercial Mixed Use / Multi Family

Their multi-family loan program deals in properties ranging from 5 to 100 units. They can fund you for purchases, cash-out or rate and term refinances. You can refinance these properties with good credit. You can get a commercial loan with quite a low credit score. Their loan programs are very flexible. They can also provide you with high LTV programs.

They offer programs which allow you to rate and term, purchase or cash-out refinance commercial properties. These mixed-use properties often have very low mortgages as well. Their qualification is based on a certain income/expense ratio.

Venture Capitalists
Their venture capital programs give you a private loan as a start-up entrepreneur if you have a detailed business plan and you need funding for a business venture. You can access funding within 60 days.

Other Retail
These types of commercial properties can be investment-type or owner-occupied. A retail commercial building can consist of a certain number of spaces in a single building – a strip wall. The rental obtained from the units is the qualifying factor. Medical / Professional suites or office space fall into the other type property.

The maximum loan you can make for these properties is 75% for a cash out or purchase refinance. The debt service ratio must be a certain percentage of net rental income for you to qualify for the mortgage.


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