individual health insurance new york: Internet Based Provider

2008-04-07 12:47:52

( Health )



Are you concerned about your individual health? Then look for individual health insurance.

You can find individual health insurance in an internet based company for individual health insurance new york or any other city nationwide. It is the leading online health insurance company offering cover for families, individuals and small businesses. They present complex information about the health insurance industry in a user-friendly, objective format, which enables the analysis, research, purchase and comparison of health insurance products best suited to your needs if you are looking for health insurance new york or any other place.

They are licensed to sell insurance in all of the states nationwide, including individual health insurance new york, and have working partnerships with over a hundred health insurance companies with thousands of products online.

Their technology platform enables them to communicate quickly with their carrier partners, so the application process is very streamlined. Applications are approved rapidly with real-time communication between consumer and carrier.

What is family and individual health insurance new york ?
This is the type of cover available to families and individuals as opposed to organizations and employer groups. If you had an option you would probably want your employer to provide you with health care coverage. But if this isn’t possible you need to look into individual health and family insurance.

What kind of plans are available?
These types of plans can either be “managed care” or “indemnity” plans. Broadly speaking the main differences include:
- out of pocket costs
- choice of healthcare providers
- how bills are paid.

An indemnity plan usually gives you a bigger choice of providers than a managed care plan.

With an indemnity plan you have to pay upfront and get reimbursed later because the plan only pays after receiving the bill.

There are different kids of managed care plans.
- HMO, POS & PPO. These types of plans use healthcare provider networks.

The providers in the network perform services at pre-negotiated rates. They will submit the claim for you. So there is less paperwork and less to pay out of your pocket as well as a bigger choice of providers.

So if you are looking for individual healthcare insurance new york, make your choice wisely.


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