lenders in georgia: Refinance? Buying ?

2008-04-28 11:58:07

( Financial )



Whether you want to refinance an atlanta mortgage or buy a home from lenders in georgia, it’s a big step – and you will need georgia mortgage companies who you can trust to find the best home loan program for you.

Buying a new home can make you feel anxious and frustrated. Let lenders in georgia help you turn it into a sense of accomplishment. They will help you choose the house that is best for you – not someone else. Trust georgia mortgage companies to help you find a mortgage loan that bests suits you. Find one that offers you more personal attention and less paperwork so that the period from application to decision is a frustration-free zone.

Getting the mortgage loan that is right for you is as good as getting the keys to a new home. Let lenders in georgia help you there.

Refinancing your present mortgage – it’s easy. It doesn’t have to mean being buried under a pile of paperwork. Georgia mortgage companies can make it worry-free and easy – they can reduce your monthly payment and interest rate. You can even get help to pay off your balance in less time.

Exploiting your home equity is also easy. You have been faithfully paying down your balance – in the meantime the value of your property has gone up! Reward yourself – tap into your wealth. Lenders in georgia will help you find the best program for your goals.

Good lenders in georgia will give you that personal attention you are looking for and treat you as a valued customer. Expect them to commit themselves to you.

If you are wanting to buy a home – this is a mort fact that might interest you:

You look for a mortgage, shop around for the lowest interest rate and points and other charges. When you find what you want, you apply to the lender. But the big question is – once the settlement is made, do you get the terms you actually bargained for – has the rate changed and your costs gone up?

How do you solve this problem? Lock in on rates and points so you can get what you shop for.

What is a lock-in?
In most cases what you are quoted when you shop around only applies if you settle your loan at the time you are quoted. It might not be available weeks or months later. So you can’t rely on these quotes unless the lender offers you a lock-in.

A lock-in (rate commitment / rate lock) is a lender’s commitment to hold a specific number of points or specific interest rate for you. This is usually for a certain period of time during the processing of your loan application.

Get a lock-in you apply for your loan because it might take several weeks for your application. In the meantime mortgage costs may change.


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