washington dc insurance For Your Auto

2008-05-02 10:44:33

( Financial )



Looking for insurance – insurance lynwood or even health insurance in washington. Or maybe you are looking for washington dc insurance for your new car.

Auto insurance is a pain in the neck? An extra expense you don’t want to pay every month and you hope never to use. But why is washington dc insurance something you cannot ignore.

The scenario? Your washington dc insurance auto is expensive and you’re a safe driver, so you pa every year and you never get involved in an accident. You feel like you are throwing your money away. But here’s the bottom line – it’s not optional. By law you have to buy a minimum level of insurance – after which you are encouraged to take an additional coverage as you choose.

Dc mandates that if you have a registered motor vehicle or have reciprocity stickers you are obliged to have valid vehicle insurance. And you have to keep this coverage while the vehicle is registered.

And if you lapse in your coverage? You will be fined. So don’t cancel your insurance without surrendering your vehicle tags to the DMV – and remember to ask for a receipt for your plates.

Do you have insurance fines you haven’t paid? Ask the DMV for a payment plan. You can pay your fine initially with a deposit and then monthly for 6 months.

Liability Requirements
For you to have legal insurance you have to be covered in certain amounts for the following:
- Third party liability
- Property damage liability
- Property damage for uninsured motorists.

In addition for this your insurance policy must always be kept current. If your coverage lapses or is cancelled you have to take your registration and plates back to the DMV.

What about proof of insurance?
If the police stop you in the dc – by law you have to demonstrate:
- your registration
- your driver’s license
- your proof of insurance.

What happens when you buy your insurance cover:
Be sure to get a document stating:
- the insurance company’s name
- the length of coverage
- name of insured.

You will be issued a citation if you don’t demonstrate proof of insurance. This law applies to any driver in the district – it doesn’t matter where your car was registered or where your license was issued.


All rights Reserved © Tradenet Services srl
Do not duplicate or redistribute in any form.