Short Term Disability Laws

2008-05-02 11:28:17

( Legal )



Disability in Employment

In employment, being disabled means that you are unable to report to work due to illness or another physical condition, such as childbirth or undergoing a minor surgery.

When you are disabled, you receive compensation from either your employer, insurance company or the government.

Types of Disability Benefits

There are several types of disability depending on the length of time and the nature of the disability.

Your employer normally allots you five to ten sick leave days, depending on company policy. If you get sick and use your leave days, you get fully paid even though you were absent from work.

If you get sick and use more than the allotted sick leave days, short term disability benefits are applied. Benefits will depend on your employer's policies and short term disability laws as set by the state you're working in.

There may be cases where you may be taking much longer to recover from your disability, and this is where long term disability laws kick in. At this point, you may be replaced by your employer because of your inability to go back to work. All your compensation will be handled by the social security office.

More about Short Term Disability

You need to apply for short term disability benefit from the Social Security office so that you will also be able to receive some income during the short term disability. Under short term disability law, you are paid this benefit until you are ready to report back to work. The state sets a maximum time period under which short term disability payments apply.

Your short term disability pay is based on a determined percentage of your salary according to company policy, as well as a state-allotted portion. Some states pay higher disability benefits than others, but the average is about 55% of your salary.

By all means, discuss your disability circumstances carefully with your employer, especially regarding compensation details. You can also learn more about short term disability laws from various websites. You should also consult disability lawyers in case of a dispute about your disability case.


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