Short Term Health Insurance

2008-09-09 10:58:46

( Health )



There are a lot of contributing factors that pressure individuals into insuring themselves: global warming, increased crime rate, exchange rate fluctuations, deteriorating status of the economy, and many others. While these things intensify the need for health insurance for virtually anyone who has a care for their life and that of their family, there are also smaller factors that push them into making sure that their future is secured. If you look at the smaller picture, you can see that seemingly simple tragedies can truly motivate an individual to acquire short term health insurance. Car accidents, medical malpractice, or the trivial events that occur in a daily existence where a person just suddenly realizes that it would be wise if they had health insurance.

Short term health insurance plans are easily accessible by any potential insurer. A typical online insurance website will simply ask what gender the applicant has, the age, whether or not the applicant is a full-time college student, and if there has been tobacco usage in the last year. It is also essential that insurers indicate whether they are single, married, or if they have children. Potential applicants can choose the date they wish their short term health insurance coverage to begin. They can also choose their payment options: if they want it to be in monthly installments, or in a single payment. Single up-front payments are usually lower in cost compared to monthly installments.

A short term health insurance plan is ideal for people who are in between jobs or those who are still waiting for an insurance coverage from a group or company to commence. The usual applicants for this type of insurance are college graduates. People sometimes prefer short term health insurance plans because they are affordable and they can last for a considerable time span of up to one year. There is no hassle in application and the process is really quick. The insurance plan assures you of immediate protection also.


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