Students Cards

2007-03-08 10:33:40

( Financial )



Students cards are credit cards specifically designed for students. Because most students have no established credit history yet, several lending companies created credit cards for students to meet their needs.

Different students cards present different benefits. However, features and benefits of students cards may not be as upscale as that of regular credit cards.

The benefits of credit cards for students present student-friendly services. Most students cards eliminates annual credit card fee. Most lenders also provide up to 6 months 0% introductory APR on purchases and/or balance transfers.

Students card owners will also enjoy the benefit of rebates and certain rewards points. Normally, student credit cards grant 5% cash back on qualified purchases and 1% on any other purchase.

To make it more interesting, students cards also come in several fashionable card designs that students can choose from. Moreover, credit card companies designed a solution for detecting advanced fraudulent use of your card like early warning alerts.

And to top it all, students cards are equipped with online account management tools and credit card education tips. This in turn helps you to have responsible control over your spending.

When availing of students cards, consider studying your spending requirements. Credit card companies designed specific cards for specific needs. There are several students credit card reviews on the internet that present each card’s features and benefits. Make sure also to read first and fully understand the terms and conditions that govern the use of the student cards.

Once you have your own card, start managing your spending well. To make sure you are handling your account efficiently, make sure you regularly check your online account management feature of your card. This way, you can track your regular spending and check your credit standing.

Remember that the use of your students cards is the start of your credit history’s establishment.


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