Lifeline Insurance

2008-10-27 12:01:38

( Insurance )



Your Cellphone is an Important Asset

Today's mobile phones not only have the phone calling and text messaging feature, but also have cameras, music players, video recorders, personal diary, and internet access. Your cellphone has replaced many of the larger or more cumbersome gadgets and has become an all-in-one gadget that you can carry in your pocket.

Because of its compact size, your mobile phone can easily be lost, misplaced, or even stolen. A thief can use your cellphone to his benefit or sell it off for a good price. Losing your cellphone is devastating not only because of its price but also because of all the data you have already stored in it.

Benefits of Lifeline Insurance

The Lifeline insurance package is offered exclusively by the UK-based Carphone Warehouse retail chain as a way to compensate you for any contingency which causes damage or loss of your mobile phone. The package covers theft, loss, or damage to your phone.

There are four types of Lifeline insurance packages available, depending on what other inclusions you want. The complete Lifeline package also includes loss or damage during travel outside the UK and also protection against unauthorized usage of your phone. The amount of premium you pay depends on the type of Lifeline insurance cover you buy and the length of the covered period.

If anything happens to your mobile phone, you can go to any Carphone Warehouse store or make your claim at the company's online site. Under the Lifeline insurance package, you can have your cellphone repaired for free, or be replaced in case the damage was irreparable. The insurance package also provides for replacement of your phone in case it was stoledebn or lost.

Limitations of the Lifeline Insurance Package

Lifeline is available only through Carphone Warehouse stores, and you need to buy the package within 14 days of your cellphone purchase. All repairs will also be performed by Carphone, and only for damage under accidental circumstances. The Lifeline package does not cover for damage due to war, fraudulent use, regular wear and tear, and deliberate action. Coverage outside the UK is good up to 60 days only.


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