Blue Cross And Shield: Providing Affordable Health Insurance Across America

2009-02-02 14:52:12

( Health )



For the past 70 years, Blue Cross and Shield has been one of the most trusted names in the United States when it comes to health insurance. Across the country, there are 39 blue cross and blue shield branches that offer affordable health insurance for millions of families.

Uninsurance has become a major problem for Americans in recent years. In 2007, the number of uninsured Americans has reached 46 million, which is higher during the last two years. What is alarming is the fact that there are 8 million children who have no insurance coverage.

To remedy this situation, the State Children’s Health Insurance Program (SCHIP) was enacted in 2004. Under the law, each state is allotted funds so that they could provide health coverage to families with children from insurance companies like Blue Cross and Shield. It was designed to provide coverage for families who have a disposable income to pay for a Blue Cross and Blue Shield health insurance but the income is minimal that they may not have enough to pay for affordable health coverage.

Since its implementation, uninsurance among children reflected a yearly drop until 2004 when the funds for the program were cut. The budget cut had a drastic effect on the number of people receiving help from SCHIP.

Another factor that led to the increase in uninsurance during the past few years is that health maintenance organizations (HMOs) no longer have the funds to provide health insurance coverage. Employer-based health insurance is slowly disappearing and for families who are relying on their employer for health care coverage, it is unlikely that they can afford to pay for their health insurance by themselves.

Blue Cross and Shield is at the forefront of trying to provide health insurance to families who can barely make both ends meet in times of crisis. Anthem blue cross and shield offers affordable health insurance to families through various health insurance policies.

Blue Cross and Blue Shield of South Carolina has various health insurance packages designed for individuals as well as families with five children looking for affordable health coverage.


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